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- [May 2023 Monthly Market Insights](https://peoplewealthmatters.com/may-2023-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | May 2023 U.S. Markets The Dow Jones Industrial Average led, picking up 2.48 percent. The Standard & Poor’s 500 Index rose 1.46 percent, while the Nasdaq Composite was flat (+0.04 percent).1 “Rest at the end, not in the middle.” Kobe
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- [May 2026 Monthly Market Insights](https://peoplewealthmatters.com/may-2026-monthly-market-insights/) - Ivana Lotoshynski, CFP®People Wealth MattersFinancial Advisorhttps://peoplewealthmatters.comilotoshynski@peoplewealthmatters.comMonthly Market Insights | May 2026U.S. & Canadian MarketsStocks surged in April, notching their best month in five years as investors cheered upbeat economic news, efforts to lower tensions in the Middle East, and first-quarter results.The Nasdaq Composite rose an eye-catching 15.29 percent, while the Standard & Poor’s 500 Index
- [April 2026 Quarterly Market Insights](https://peoplewealthmatters.com/april-2026-quarterly-market-insights/) - Ivana Lotoshynski, CFP®People Wealth MattersFinancial Advisorhttps://peoplewealthmatters.comilotoshynski@peoplewealthmatters.comQuarterly Market Insights | April 2026U.S. & Canadian MarketsStocks fell in the first quarter amid concerns that artificial intelligence (AI) could disrupt certain industries and geopolitical issues that unsettled investors.The Dow Jones Industrial Average lost 3.58 percent while the Standard & Poor’s 500 Index fell 4.63 percent. The Nasdaq Composite
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- [March 2026 Monthly Market Insights](https://peoplewealthmatters.com/march-2026-monthly-market-insights/) - Ivana Lotoshynski, CFP®People Wealth MattersFinancial Advisorhttps://peoplewealthmatters.comilotoshynski@peoplewealthmatters.comMonthly Market Insights | March 2026U.S. & Canadian MarketsU.S. stocks struggled in February amid fears that artificial intelligence would disrupt a wide swath of industries, unsettling investors. Late in the month, geopolitical concerns weighed on the market amid tensions in the Middle East.The Standard & Poor’s 500 Index slipped 0.87
- [February 2026 Monthly Market Insights](https://peoplewealthmatters.com/february-2026-monthly-market-insights/) - Ivana Lotoshynski, CFP®People Wealth MattersFinancial Advisorhttps://peoplewealthmatters.comilotoshynski@peoplewealthmatters.comMonthly Market Insights | February 2026U.S. & Canadian MarketsStocks climbed in January as the tailwinds of solid economic data offset the headwinds of geopolitical tensions that rattled investors during the month.The Standard & Poor’s 500 Index advanced 1.37 percent, while the Nasdaq Composite rose 0.95 percent. The Dow Jones Industrial
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- [Monthly Economic Update January 2022](https://peoplewealthmatters.com/monthly-economic-update-january-2022/) - In this month’s recap: Stocks rally as early data suggests the health impact of Omicron was less severe than initially feared. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, January 2022 U.S. Markets Stocks rallied in December as early data suggested that the health impact of the Omicron variant was less severe than initially feared.
- [Retirement Insights for July 2024](https://peoplewealthmatters.com/monthly-economic-update-april-2022/retirement-insights-for-july-2024/) - Retirement Insights for July 2024News and information for current and future retirees.Provided by Ivana Lotoshynski, CFP®“The best moments in reading are when you come across something — a thought, a feeling, a way of looking at things — that you’d thought special, particular to you. And here it is, set down by someone else, a
- [Measuring the Value of a Financial Professional](https://peoplewealthmatters.com/measuring-the-value-of-a-financial-professional/) - Measuring the Value of a Financial ProfessionalFindings suggest that these relationships can make a difference for investors.Provided by Ivana Lotoshynski, CFP®What is a relationship with a financial professional worth to an investor? A 2019 study by Vanguard, one of the world’s largest money managers, attempted to answer that question.Vanguard’s whitepaper, concluded that when an investor
- [January 2026 Quarterly Market Insights](https://peoplewealthmatters.com/january-2026-quarterly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Quarterly Market Insights | January 2026 U.S. & Canadian Markets U.S. stocks notched a solid gain in the fourth quarter as investors cheered lower interest rates and solid corporate profits while navigating limited economic updates due to the U.S. government shutdown. The Standard &
- [December 2025 Monthly Market Insights](https://peoplewealthmatters.com/december-2025-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | December 2025 U.S. Markets Stocks were mixed in November as a late-month rally almost clawed back losses from earlier in the month. The Standard & Poor’s 500 Index rose 0.13 percent, while the Nasdaq Composite declined 1.51 percent. The Dow
- [November 2025 Monthly Market Insights](https://peoplewealthmatters.com/november-2025-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | November 2025 U.S. Markets Stocks advanced for the sixth consecutive month in October as major averages pushed through a government shutdown and trade jitters. Robust Q3 corporate results drove momentum over a month that is notorious for market declines. The
- [October 2025 Quarterly Market Insights](https://peoplewealthmatters.com/october-2025-quarterly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Quarterly Market Insights | October 2025 U.S. Markets Stocks powered ahead in the third quarter as solid economic data, strong corporate results, and a positive shift in Fed policy drove market momentum. The Standard & Poor’s 500 Index advanced 7.79 percent while the Dow
- [September 2025 Monthly Market Insights](https://peoplewealthmatters.com/september-2025-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | September 2025 U.S. Markets Stocks posted a solid gain in August as investors eyed the Federal Reserve’s next move with interest rates. The Standard & Poor’s 500 Index advanced 1.91 percent, while the Nasdaq Composite rose 1.58 percent. The Dow
- [August 2025 Monthly Market Insights](https://peoplewealthmatters.com/august-2025-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | August 2025 U.S. Markets Stocks rode the wave of trade developments and Q2 corporate results to advance last month, pushing market averages to multiple record highs. The Standard & Poor’s 500 Index gained 2.17 percent, while the Nasdaq Composite rose
- [Where Your Tax Dollars Go](https://peoplewealthmatters.com/where-your-tax-dollars-go/) - Where Your Tax Dollars Go Provided by Ivana Lotoshynski, CFP® The $1.83 trillion deficit in fiscal year 2024 shows us spending $6.75 trillion while collecting $4.92 trillion in revenue. The largest single expenditure? Social Security at $1.5 trillion, representing our nation’s commitment to supporting Americans in retirement. Retirement Reality Social Security alone accounts for nearly
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- [July 2025 Quarterly Market Insights](https://peoplewealthmatters.com/july-2025-quarterly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Quarterly Market Insights | July 2025 U.S. Markets Markets rose in the second quarter as investors witnessed the new U.S. trade policy’s impacts unfold, while tensions continued in the Middle East. The Standard & Poor’s 500 Index rose 10.57 percent, while the Nasdaq Composite
- [June 2025 Monthly Market Insights](https://peoplewealthmatters.com/june-2025-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | June 2025 U.S. Markets Stocks notched solid gains in May as investors cheered progress on trade deals and upbeat first-quarter corporate reports. The Standard & Poor’s 500 Index gained 6.15 percent, while the Nasdaq Composite picked up 9.56 percent. The
- [May 2025 Monthly Market Insights](https://peoplewealthmatters.com/may-2025-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | May 2025 U.S. Markets Stocks were mixed as buyers emerged late in the month, thanks to solid corporate reports and unexpected trade news. The Standard & Poor’s 500 Index declined 0.76 percent while the tech-heavy Nasdaq Composite rose 1.26 percent.
- [Retirement Insights For Spring 2025](https://peoplewealthmatters.com/retirement-insights-for-spring-2025/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Retirement Insights For Spring 2025 News and information for current and future retirees. “The human heart, at whatever age, opens only to the heart that opens in return.” Maria Edgeworth All Municipal Bonds Are Not Created Equal Types of Muni Bonds Municipal bonds
- [March 2025 Monthly Market Insights](https://peoplewealthmatters.com/march-2025-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | March 2025 U.S. Markets Stocks stumbled in February as stubborn inflation, mixed economic signals, and an evolving trade policy weighed on investors’ minds. The Dow Jones Industrial Average declined 1.58 percent while the Standard & Poor’s 500 Index fell 1.42
- [February 2025 Monthly Market Insights](https://peoplewealthmatters.com/february-2025-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | February 2025 U.S. Markets U.S. Markets Stocks rallied in January on upbeat Q4 corporate reports and solid economic news that quieted talk of an inflationary comeback. The Dow Jones Industrial Average led, tacking on 4.7 percent. The Standard & Poor’s
- [December 2024 Monthly Market Insights](https://peoplewealthmatters.com/december-2024-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | December 2024 U.S. Markets U.S. Markets Stocks notched solid gains in November as post-election enthusiasm and holiday shopping combined to fuel the advance. The Dow Jones Industrial Average led, gaining 7.54 percent. The Standard & Poor’s 500 Index picked up
- [Quarterly Market Insights Q3 2024](https://peoplewealthmatters.com/quarterly-market-insights-q3-2024/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Quarterly Market Insights | Q3 2024 U.S. Markets Investors welcomed the Fed’s decision regarding short-term interest rates, causing stocks to post solid gains in the third quarter. The Dow Jones Industrial Average, which dipped in Q2, picked up 8.21 percent for the third quarter.
- [September 2024 Monthly Market Insights](https://peoplewealthmatters.com/september-2024-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | September 2024 U.S. Markets Stocks notched modest gains in August, helping investors forget a volatile month of trading, punctuated by upbeat comments by Fed officials about interest rates. The Dow Jones Industrial Average rose 1.76 percent, while the S&P 500
- [August 2024 Monthly Market Insights](https://peoplewealthmatters.com/august-2024-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | August 2024 U.S. Markets Stocks edged higher during a volatile month of trading as investors monitored economic reports about the Fed’s next move with short-term interest rates. The Dow Jones Industrial Average led in July, picking up 4.41 percent. The
- [Quarterly Market Insights Q2 2024](https://peoplewealthmatters.com/quarterly-market-insights-q2-2024/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Quarterly Market Insights | Q2 2024 U.S. Markets Following a rocky start, stocks finished the second quarter higher as investors remained optimistic the Fed will manage interest rates with inflation trending lower. For the quarter, the Standard & Poor’s 500 Index rose 3.92 percent,
- [June 2024 Monthly Market Insights](https://peoplewealthmatters.com/june-2024-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | June 2024 U.S. Markets Stocks rose in May as investors cheered upbeat Q1 corporate reports and signs that the economy was still strong while not overheating. The Dow Jones Industrial Average gained 2.30 percent, while the S&P 500 Index added
- [May 2024 Monthly Market Insights](https://peoplewealthmatters.com/may-2024-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | May 2024 U.S. Markets Despite a late-month rally, stocks fell in April as investors struggled with a hotter-than-expected inflation report and mixed news about the economy. The Dow Jones Industrial Average dropped 5.00 percent, while the Standard & Poor’s 500
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- [March 2024 Monthly Market Insights](https://peoplewealthmatters.com/march-2024-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | March 2024 U.S. Markets Stocks notched solid gains last month as upbeat corporate reports and investor enthusiasm surrounding artificial intelligence overshadowed the Fed’s next move with interest rates. The Dow Jones Industrial Average advanced by 2.22 percent, while the Standard
- [Making Your Tax Bracket Work](https://peoplewealthmatters.com/making-your-tax-bracket-work/) - Making Your Tax Bracket Work Provided by Ivana Lotoshynski, CFP® Have you explored all your options when it comes to managing your taxable income? Take a close look at your 1040 form, particularly lines 2a and 3a, which show income earned from interest and dividends. If you are simply reinvesting this income, you may want
- [February 2024 Monthly Market Insights](https://peoplewealthmatters.com/february-2024-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | February 2024 U.S. Markets Stocks saw modest gains last month as positive economic data and upbeat Q4 corporate reports helped support prices. The Dow Jones Industrial Average advanced 1.22 percent, while the Standard & Poor’s (S&P) 500 Index gained 1.59
- [Quarterly Market Insights Q4 2023](https://peoplewealthmatters.com/quarterly-market-insights-q4-2023/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Quarterly Market Insights | Q4 2023 U.S. Markets Stocks moved higher in the final three months of the year as bond yields trended lower in growing anticipation of a potential Fed easing. For the three months ending on December 31, the Dow Jones Industrial
- [December 2023 Monthly Market Insights](https://peoplewealthmatters.com/december-2023-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | December 2023 U.S. Markets Stock prices surged last month as positive inflation data and falling bond yields emboldened investors. The Dow Jones Industrial Average gained 8.77 percent, while the Standard & Poor’s 500 Index advanced 8.92 percent. The Nasdaq Composite,
- [November 2023 Monthly Market Insights](https://peoplewealthmatters.com/november-2023-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | November 2023 U.S. Markets Rising bond yields, geopolitical tensions, sticky inflation, and mixed earnings reports combined to push stocks lower last month. The Dow Jones Industrial Average fell 1.36 percent while the Standard & Poor’s 500 Index surrendered 2.20 percent.
- [Quarterly Market Insights Q3 2023](https://peoplewealthmatters.com/quarterly-market-insights-q3-2023/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Quarterly Market Insights | Q3 2023 U.S. Markets Stocks lost a portion of their first-half gains in the third quarter as a continued tight monetary bias from the Federal Reserve sent bond yields higher, unsettling stock investors throughout August and September. For the three
- [September 2023 Monthly Market Insights](https://peoplewealthmatters.com/september-2023-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | September 2023 U.S. Markets After sliding for much of last month on rising yields, credit rating downgrades, and economic weakness out of China, stocks staged a late-August rally to help trim losses. The Dow Jones Industrial Average lost 2.36 percent,
- [August 2023 Monthly Market Insights](https://peoplewealthmatters.com/august-2023-monthly-market-insights/) - Ivana Lotoshynski, CFP® People Wealth Matters Financial Advisor https://peoplewealthmatters.com ilotoshynski@peoplewealthmatters.com Monthly Market Insights | August 2023 U.S. Markets Stocks added to their strong year-to-date gains in July as investors cheered decelerating inflation, better-than-expected corporate earnings, and healthy economic data. The Dow Jones Industrial Average gained 3.35 percent, while the Standard & Poor’s 500 Index
- [Monthly Economic Update March 2023](https://peoplewealthmatters.com/monthly-economic-update-march-2023/) - In this month’s recap: Stocks stumbled as investors worried that the Fed would maintain its tight monetary posture due to ongoing inflation. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, March 2023 U.S. Markets Stock prices stumbled in February owing to growing worries that the Fed would maintain its tight monetary posture in the face
- [2023 Tax Guide - How to Prepare for Tax Season](https://peoplewealthmatters.com/2023-tax-guide-how-to-prepare-for-tax-season/) - How to Prepare for Tax Season People Wealth Matters Understand Where Your Federal Tax Dollars Go In this guide, we will explore where your tax dollars go, some of the ways tax filing may look different, and what you can do to prepare. Keep in mind, this guide is for informational purposes only and is
- [Monthly Economic Update January 2023](https://peoplewealthmatters.com/monthly-economic-update-january-2023/) - In this month’s recap:Stocks struggled in December on renewed recession fears. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, January 2023 U.S. Markets Stocks were under pressure in December on renewed recession fears and concerns that the Fed may keep rates higher than markets anticipated. The Dow Jones Industrial Average lost 4.17 percent for the
- [Monthly Economic Update December 2022](https://peoplewealthmatters.com/monthly-economic-update-december-2022/) - In this month’s recap: Stocks surge higher as Fed Chair Powell confirms the Fed is prepared to ease up on future interest rate hikes. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, December 2022 U.S. Markets Stocks surged higher in November on rising optimism that the Fed would slow down future interest rate hikes. The
- [Monthly Economic Update October 2022](https://peoplewealthmatters.com/monthly-economic-updates-october-2022/) - In this month’s recap: Stocks dropped as rising bond yields, and recession fears pushed investors to the sidelines. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, October 2022 U.S. Markets Stocks trended lower in September as investors retreated in the face of rising bond yields and growing recession fears. The Dow Jones Industrial Average dropped
- [Your Year-End Financial Checklist](https://peoplewealthmatters.com/your-year-end-financial-checklist/) - Your Year-End Financial Checklist Provided by Ivana Lotoshynski, CFP® The end of the year can help remind us of last-minute things we need to address and the goals we want to pursue. Here are some aspects of your financial life to consider as this year leads into the next. Keep in mind that this article
- [End-of-the-Year Money Moves](https://peoplewealthmatters.com/end-of-the-year-money-moves/) - End-of-the-Year Money Moves Provided by Ivana Lotoshynski, CFP® What has changed for you in 2022? This year has been as complicated as learning a new dance for some. Did you start a new job or leave a job behind? That's one step. Did you remarry? There's another step. Did you retire? That's practically a pirouette.
- [Monthly Economic Update September 2022](https://peoplewealthmatters.com/monthly-economic-update-september-2022/) - In this month’s recap: Stocks dropped on renewed fears of higher rates and economic weakening, coupled with some tough talk by the Fed chair. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, September 2022 U.S. Markets Renewed fears of higher rates and economic weakening, coupled with a tough talk by Fed Chair Jerome Powell and
- [Should You Prepare to Retire on 80% of Your Income?](https://peoplewealthmatters.com/should-you-prepare-to-retire-on-80-of-your-income/) - Should You Prepare to Retire on 80% of Your Income? Examining a long-held retirement assumption. Provided by Ivana Lotoshynski, CFP® A classic retirement preparation rule states that you should retire on 80% of the income you earned in your last year of work. Is this old axiom still true, or does it need reconsidering? Some
- [5 Retirement Concerns Too Often Overlooked](https://peoplewealthmatters.com/5-retirement-concerns-too-often-overlooked/) - 5 Retirement Concerns Too Often Overlooked Baby boomers entering their “second acts” should think about these matters. Provided by Ivana Lotoshynski, CFP® Retirement is undeniably a major life and financial transition. Even so, baby boomers can run the risk of growing nonchalant about some of the financial challenges that retirement poses, for not all are
- [Retirement Roadblocks - 7 Financial Risks to Avoid Presentation](https://peoplewealthmatters.com/retirement-roadblocks-7-financial-risks-to-avoid-presentation/)
- [Monthly Economic Update August 2022](https://peoplewealthmatters.com/monthly-economic-update-august-2022/) - In this month’s recap: Stocks surge on receding inflation and recession worries, and better-than-expected second-quarter earnings. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, August 2022 U.S. Markets Stocks posted big numbers in July, erasing some of their first-half losses. Investor sentiment was lifted by receding inflation and recession worries and a better-than-expected start to
- [What Happens When There Are No Beneficiaries](https://peoplewealthmatters.com/what-happens-when-there-are-no-beneficiaries/) - What Happens When There Are No Beneficiaries Where do those accounts and policies end up? Provided by Ivana Lotoshynski, CFP® Some accounts have no designated beneficiary. Rarely, the same thing occurs with insurance policies. This is usually an oversight. In exceptional circumstances, it is a choice. What happens to these accounts and policies when the
- [3 Tips For The Second Half Of 2022](https://peoplewealthmatters.com/3-tips-for-the-second-half-of-2022/) - 3 Tips for the Second Half of 2022 Provided by Ivana Lotoshynski, CFP® With half the year behind us, now is a great time to consider what the remainder of 2022 may hold. However, with inflation and economic uncertainty causing many of us to delay or cancel vacations, large purchases, and more, it can be
- [Monthly Economic Update July 2022](https://peoplewealthmatters.com/monthly-economic-update-july-2022/) - In this month’s recap: Stocks fell as growing recession talk prompted investors to manage risk in their portfolios. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, July 2022 U.S. Markets Stock prices were lower in June as recession talk prompted investors to manage risk in their portfolios. The Dow Jones Industrial Average lost 6.71 percent,
- [The Behavior Gap and Your Financial Health](https://peoplewealthmatters.com/tools/educational-articles/investing-in-markets/the-behavior-gap-and-your-financial-health/) - The Behavior Gap and Your Financial Health How might it affect you? Provided by Ivana Lotoshynski, CFP® “It turns out my job was not to find great investments but to help create great investors,” writes Carl Richards, author of “The Behavior Gap.” From increasing our budget mindfulness to taking a steadier approach to investing, Richards
- [Monthly Economic Update June 2022](https://peoplewealthmatters.com/monthly-economic-update-june-2022/) - In this month’s recap: A powerful late-month rally helped recoup losses from earlier in the month. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, June 2022 U.S. Markets Stocks were mixed in May as a powerful rally in the final week of trading helped recoup losses from earlier in the month. The Dow Jones Industrial
- [Roth IRA Conversions](https://peoplewealthmatters.com/roth-ira-conversions/) - Roth IRA Conversions What are your choices? What are the benefits? Provided by Ivana Lotoshynski, CFP® If you own an Individual Retirement Account (IRA), perhaps you have heard about Roth IRA conversions. Converting your traditional IRA to a Roth IRA might be a sound financial move depending on your situation. But remember, this article is
- [Monthly Economic Update May 2022](https://peoplewealthmatters.com/monthly-economic-update-may-2022/) - In this month’s recap: It was a challenging month for investors as losses in mega-cap tech companies spilled over to the broader market. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, May 2022 U.S. Markets April was a challenging month for investors as losses in mega-cap technology companies and high-valuation stocks spilled over to the
- [Monthly Economic Update April 2022](https://peoplewealthmatters.com/monthly-economic-update-april-2022/) - In this month’s recap: Stocks rallied as the Fed provided greater clarity on monetary policy, and investors became more upbeat about the economic outlook. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, April 2022 U.S. Markets Greater clarity on monetary policy and improved investor sentiment on the economic outlook propelled stocks to their first monthly
- [Monthly Economic Update February 2022](https://peoplewealthmatters.com/monthly-economic-update-february-2022/) - In this month’s recap: Stocks fell as rising bond yields, elevated inflation, and a hawkish-sounding Fed took turns rattling investor confidence. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, February 2022 U.S. Markets Rising yields, elevated inflation, and a hawkish-sounding Fed took turns rattling the stock market in January, with technology-heavy Nasdaq particularly hard hit.
- [Monthly Economic Update March 2022](https://peoplewealthmatters.com/monthly-economic-update-march-2022/) - In this month’s recap: Stocks dropped as escalating tensions in Eastern Europe upended the market. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, March 2022 U.S. Markets Escalating tensions in Eastern Europe upended markets in February, sending stocks lower for the month. The Dow Jones Industrial Average dropped 3.53 percent while the Standard & Poor’s
- [2022 Contribution Limits](https://peoplewealthmatters.com/2022-contribution-limits/) - 2022 Contribution Limits Is it time to contribute more? Provided by Ivana Lotoshynski, CFP® Preparing for retirement just got a little more financial wiggle room. This week, the Internal Revenue Service (IRS) announced new contribution limits for 2022. Staying put for 2022 are traditional Individual Retirement Accounts (IRAs), with the limit remaining at $6,000. The
- [Monthly Economic Update November 2021](https://peoplewealthmatters.com/monthly-economic-update-november-2021/) - In this month’s recap: Stock prices notched solid gains as a strong start to the corporate earnings season fired up investors. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, November 2021 U.S. Markets A strong corporate earnings season renewed investor enthusiasm for stocks and propelled the market to healthy gains in October. The Dow Jones
- [Monthly Economic Update December 2021](https://peoplewealthmatters.com/monthly-economic-update-december-2021/) - In this month’s recap: Reports of a new COVID-19 variant blindsided markets as a wave of late selling erased the month’s earlier gains. Monthly Economic Update Presented by Ivana Lotoshynski, CFP®, December 2021 U.S. Markets Reports of a new COVID-19 variant in late November roiled markets as a wave of selling erased the month’s earlier
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